Feeling like your mortgage is bossing you around lately? You’re not alone mortgage stress is hitting Aussie households harder than a surprise bill after a long weekend. If your home loan is eating up more than your bank account (like your sanity too), it might be time to hit pause and rethink the plan. Don’t […]
Rates on Hold But What Does It All Mean? With the rates on hold, many Australians are left wondering what this means for their finances especially if they’re considering refinancing or entering the property market for the first time. The Reserve Bank of Australia’s decision to pause rate increases may feel like a breather, but […]
Buying Property Through a Trust: Why It’s a Smart Move for Investors and Homeowners Buying property through a trust offers privacy, is a powerful strategy for protecting assets, maintaining privacy, and supporting long-term financial goals. A trust is a legal structure where a trustee holds property on behalf of beneficiaries making it ideal for wealth […]
Will Australia’s Property Market Crash? In recent months, headlines have screamed of a possible property market crash in Australia. Rising interest rates, affordability pressures, and economic uncertainty are sparking concern among homeowners, investors, and first-home buyers alike.But will Australia’s property market crash? or is this just another market adjustment? What’s Fueling the Fear of a […]
Is an Apartment a Good Investment? In today’s ever evolving property market, one common question many investors ask is: “Is an apartment a good investment?” Whether you’re a first time investor or looking to expand your property portfolio, apartments offer a unique set of advantages and some potential drawbacks you should consider before making a […]
A Construction loan is a type of short-term finance specifically designed to fund the building of a new home or significant renovations. Unlike a traditional home loan that provides a lump sum upfront, a construction loan releases funds progressively, in line with the stages of construction. This structure helps reduce interest costs, as you only […]
Borrowing to invest also known as leveraged investing can be a tempting strategy for those looking to grow their wealth faster. But is it wise to take a loan to invest? The answer depends on your financial situation, risk appetite, and long-term goals. Let’s break down the benefits, risks, and considerations to help you make […]
At Blueprint Financial Services, we know that buying a home or securing a loan is a big step, and we truly appreciate the trust you place in us to guide you. If you’re exploring home financing, you may have come across the term “conditional approval.” But what does it mean, and how can it help […]
Ever wondered what “settlement” really means?What is a settlement agent? We’ve gathered the most common questions first-home buyers ask about the settlement process to guide you on your journey to home ownership. What is a settlement agent? A settlement agent, also known as a convenyancer, is a licensed professional qualified to handle the legal documentation […]
Buying property in Australia includes several steps, each with its individual timeline. Understanding on how long each phase takes can help you manage your expectations and plan accordingly. Here’s a thorough look at the property buying process. Pre-Purchase Phase: 1-2 Months Research and Budgeting: Before you even start looking at properties, you need to research […]
