Instead of spending valuable time and missing opportunities searching for funding independently, partnering with an equipment finance broker connects businesses with a network of lenders, significantly increasing their chances of securing the right financing quickly and efficiently. What is an equipment finance broker? Equipment finance brokers connect businesses with lenders, simplifying the funding process and […]
Your credit score, often referred to as your Equifax Score, is a key factor lenders use to assess the risk of approving your loan application. This automated rating system is based on your credit file and the details provided in your application. However, determining the exact credit score required for a home loan isn’t straightforward. […]
Moving house is something most of us face at some point, whether due to selling a property, a lifestyle change, or simply needing more space. While the process can feel overwhelming, understanding the costs involved can help you plan ahead. The cost of moving varies depending on factors such as distance, the number of items, […]
Research When it comes to bidding at an auction, preparation is key. The moment the hammer falls on your winning bid, the property is legally yours without any cooling-off period. To avoid costly surprises, make sure you’ve thoroughly inspected the property beforehand. It’s also essential to arrange for a professional building and pest inspection to […]
Receiving a loan as a casual employee isn’t as direct as if you were employed full time, or even long-lasting part-time. There are several disadvantages to obtaining finance as a casual employee. Firstly, your hours can vary greatly week to week which can have a direct impact on your earnings. This of course is not […]
When it comes to mortgages, Understanding the key roles of both the Mortgagee and the mortgagor is essential. These two parties are central to the mortgage process, and knowing their rights and responsibilities can help you navigate the financial landscape more confidently. This article breaks down the differences between the mortgagee and mortgagor, exploring what […]
When someone with a HECS-HELP debt in Australia passes away, their debt is cancelled and not passed on to their family or estate. No one else is responsible for paying it. If they earned enough that year to make repayments, the ATO may take payments up until their passing, but any remaining debt is wiped […]
Buying a home is one of the biggest financial decisions you will ever make. However, saving up for a large deposit can feel overwhelming especially for first-time buyers. Low Deposit Home Loans can offer a pathway to homeownership with a lower upfront cost, helping you move into your dream home sooner. What is a Low […]
Understanding bad credit personal loans can make a big difference in your financial journey. Whether you need funds for an emergency, to consolidate debt, or to support yourself in retirement, knowing the essentials can help you make informed choices. Who is this for? This article is for anyone navigating financial challenges, including: Individuals with Poor […]
The Link Between Inflation and Mortgage Rates Inflation and mortgage rates have a closely intertwined relationship that can significantly impact borrowing costs for homeowners and investors. As inflation rises, the Reserve Bank of Australia (RBA) often adjusts interest rates to control economic activity. These changes ripple through to lenders, ultimately affecting mortgage rates For borrowers […]