Why House and Land Packages Are a Smart Option for First Home Buyers and Investors If you’re a first home buyer or investor, you might be weighing the pros and cons of buying versus building a new home. But have you ever considered House and Land Packages as an option? House and land packages offer […]
Understanding the Difference Between Mortgage Loans and Loans Against Property A mortgage loan is a broader term that refers to any loan secured against real estate, whether residential or commercial. It can be used to buy a new property or refinance an existing one. The terms and conditions vary based on the lender and the […]
Instead of spending valuable time and potentially missing opportunities searching for funding independently, working with equipment finance brokers connects businesses to a broad network of lenders. These brokers help streamline the process, significantly increasing the chances of securing the right financing quickly and efficiently. What is an equipment finance broker? Equipment finance brokers connect businesses […]
Your credit score, often referred to as your Equifax Score, is a key factor lenders use to assess the risk of approving your loan application. This automated rating system is based on your credit file and the details provided in your application. If you’ve ever asked yourself, “What Credit Score Do You Need to Get […]
Moving house is something most of us face at some point, whether due to selling a property, a lifestyle change, or simply needing more space. While the process can feel overwhelming, understanding the costs involved can help you plan ahead. The cost of moving varies depending on factors such as distance, the number of items, […]
What Happens If Finance Falls Through After Auction? Here’s What You Need to Know Buying property at auction is an exciting but high-stakes process—and understanding what happens if finance falls through after auction is crucial before you place a bid. The moment the auctioneer’s hammer falls, the property is legally yours, with no cooling off […]
How to Get Approved for a Casual Employment Home Loan: What You Need to Know Getting approved for a casual employment home loan can be tough due to irregular income and no sick or holiday pay. Lenders want stability, so the key to how to get approved for a casual employment home loan is proving […]
When it comes to mortgages, Understanding the key roles of both the Mortgagee and the mortgagor is essential. These two parties are central to the mortgage process, and knowing their rights and responsibilities can help you navigate the financial landscape more confidently. This article breaks down the differences between the mortgagee and mortgagor, exploring what […]
What Happens To Hecs Debt When You Die? When someone with a HECS-HELP debt in Australia passes away, their debt is cancelled and not passed on to their family or estate. No one else is responsible for paying it. If they earned enough that year to make repayments, the ATO may take payments up until […]
Buying a home is one of the biggest financial decisions you will ever make. However, saving up for a large deposit can feel overwhelming especially for first-time buyers. Low Deposit Home Loans can offer a pathway to homeownership with a lower upfront cost, helping you move into your dream home sooner. What is a Low […]